When it comes to caring for your car, no season poses as many questions about car maintenance as the rainy season. A couple of trips down clogged lanes during the monsoons will age your car faster than multiple trips in arid weather on steep terrain. What’s worse is that most standard car insurance policies won’t cover monsoon-related damages under accidental damages. The monsoon months witness the highest number of car insurance claims on account of engine damage due to water seepage or total car breakdown because of flooding.
Each year, the incidence of car repair claims go up substantially in the monsoon season and most standard policies do not pay for the depreciation component of the car repair bill. Needless to say, the right car insurance with the correct add-ons can go a long way in lowering the financial heartache.
This car insurance cover provides 24-hour emergency ‘assistance’ and breakdown coverage to the vehicle owner. This facility includes but is not limited to emergency vehicle towing, finding a reliable garage for repair, alternate transport in case of breakdown in remote areas, lost key assistance, et cetera.
When water seeps into the engine of the car, the hydrostatic lock-down of the car occurs resulting in the engine not starting or stalling after short spurts. This particular add-on covers all damages arising due to engine lockdown during floods.
As the name suggests, this policy add-on protects your no-claim bonus percentage as well as keeps the car insurance premium amount from rising for any 2 claims
The cost of consumable such as nuts, bolts, screws, washers, and so-on, are not covered in the standard car insurance . Since severe rain damage will render many of the consumables completely unfit for further use, this offer cover will come in handy.
During the pre-monsoon car inspection check the headlights and tail lamps to ensure they are in a working condition. Ensure that there is no water seepage into the car-lamps as this can increase chances of a short circuit.
Apart from understanding how these insurance add-ons can lessen the financial damage, it might be worthwhile to take a few preventative measures to protect the health of your car.
Here are some recommendations:
🤔Have your ever wondered why choose#CarOK for Luxury Cars? Here's why!🤩🤗 ➡️ Exclusive CarOK Luxe segment. Visit ▶️ www.carok.in/luxury_cars_pune CarOK Services:🚘 👉 Car Servicing 👉 Dent and Paint repair 👉 Insurance Renewal 👉 Tyre Replacement 👉 A/C Repairs 👉 Battery Replacement 👉 Car Interior Cleaning 👉 Car Rubbing & Polishing